About MDRT

MDRT (Million Dollar Round Table) The Premier Association of Financial Professionals®, is a global, independent association of the world's leading life insurance and financial services professionals from 85 nations and territories and more than 700 companies. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

Our Mission

To be a valued, member-driven, international network of leading insurance and investment financial services professionals/advisors who serve their clients by exemplary performance and the highest standards of ethics, knowledge, service and productivity.

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Throughout Your Career MDRT is There

The MDRT Family of Brands provides opportunities for financial services professionals at every stage of their career. Through MDRT, MDRT Academy and MDRT Center for Field Leadership, the MDRT Family of Brands helps the best and brightest elevate their success, build a community of excellence, and live rich and meaningful lives.

MDRT Academy

Further. Faster. Finer.

Launched in 2017, the MDRT Academy is a association for financial professionals striving to reach MDRT-level production. Those who join receive exclusive access to MDRT-member insights, gold-standard content and performance-driving features tailored to their specific needs.

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MDRT

The premier association of financial professionals.

MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

Become a member

MDRT Center for Field Leadership

Building leaders to build success.

The MDRT Center for Field Leadership is designed specifically for field and home office leaders to continue to achieve excellence in all aspects of their professional and personal lives.

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2025 Executive Committee

MDRT is governed by a five-member Executive Committee duly elected each year by the MDRT membership.

Executive Committee Press Releases

Carol Kheng, ChFC

President

Carol Kheng, ChFC, is the 2025 President of MDRT. She is a 26-year MDRT member with four Court of the Table and three Top of the Table qualifications. Kheng has served in multiple roles on the MDRT Executive Committee since 2022. She previously served as Divisional Vice President for Global Conference Program General Arrangements in 2019 and for MDRT’s Member Resources–Practice Management Division in 2009. Kheng also has served on the Board of Trustees of the MDRT Foundation, for which she is a Diamond Knight. Kheng is a master financial consultant with Prudential Assurance Company Singapore, where she was the founding member and chairperson of its MDRT Club.

Gregory B. Gagne, ChFC

Immediate Past President

Gregory B. Gagne, ChFC, is the 2025 Immediate Past President of MDRT. He is a 25-year MDRT member with 20 Court of the Table and 16 Top of the Table qualifications. Gagne has served in multiple roles on the MDRT Executive Committee since 2021. He previously served as Top of the Table Global Council Member and Advisory Board Chair in 2020 and as Program Development Division Global Council Member in 2019. He also has served on the Board of Trustees of the MDRT Foundation, for which he is an Excalibur Knight and a member of its Inner Circle Society.

John F Nichols, MSN, CLU

First Vice President

John F. Nichols, MSM, CLU, is the 2025 First Vice President of MDRT. He is a 24-year MDRT member with 19 Court of the Table and 17 Top of the Table qualifications. Nichols served as Global Council Member of MDRT’s Membership Division in 2020 and Chair of its Bylaws and Ethics Committee in 2019. In 2022, he served as President of the MDRT Foundation, for which he is a Royal Order Excalibur Knight and a member of its Inner Circle Society. Nichols is president of Disability Resource Group Inc., an insurance agency that he founded in 1999. He also is a partner with Acrisure, a global fintech services provider.

Clay Gillespie, CFP, CLU

Second Vice President

Clay Gillespie, CFP, CLU, is the 2025 Second Vice President of MDRT. He is a 23-year MDRT member with 21 Court of the Table and 20 Top of the Table qualifications. An Excalibur Knight of the MDRT Foundation, Gillespie served as Global Council Member of MDRT’s Finance Division in 2023 and as Top of the Table Global Council Member and Advisory Board Chair in 2019. He was Captain of the 2015 MDRT Annual Meeting Focus Sessions Committee and has served as Chair of several committees in the Top of the Table Division. Gillespie is a financial advisor, portfolio manager and managing director with RGF Integrated Wealth Management.

Aurora L. Tancock, CFP, FLMI

Secretary

Aurora L. Tancock, CFP, FLMI, is the 2025 Secretary of MDRT. She is a 23-year MDRT member with 13 Court of the Table and four Top of the Table qualifications. Tancock served as Chair of the Focus Sessions Committee for the 2023 MDRT Global Conference and as Global Council Member for MDRT’s Finance Division in 2020. She also has served on the Board of Trustees of the MDRT Foundation, for which she is a Diamond Knight and a member of its Inner Circle Society. Tancock is the founder of Aurora Tancock Financial Services Inc.

Past Presidents

Our History

MDRT was founded by 32 extraordinary life insurance producers, each of whom had placed at least USD 1 million of life insurance protection into their communities. They dreamed of a forum dedicated to fostering a high-standard, professional approach to life insurance sales and service. Founded on the belief that growth is a result of exchanging ideas, the concept was: "To receive, individuals must give."
Out of this dream emerged MDRT — an international, independent association that represents the world's best financial services professionals.